label":"Safe withdrawal rate (SWR)","helpText":"Annual percentage of your portfolio you plan to withdraw in retirement (commonly 3–4%)."},"portfolio":{"label":"Current portfolio (optional)","helpText":"Your current invested assets, used to estimate portfolio fit against the FIRE number."},"cashflowBuffer":{"label":"Cash flow buffer","helpText":"Additional monthly buffer for unexpected expenses or safety margin."}},"results":{"title":"Results","description":"Cost comparison and FIRE number analysis.","labels":{"home":"Home"},"takeaway_lower":"Living in {location} could lower your FIRE number by {amount}","takeaway_raise":"Living in {location} could raise your FIRE number by {amount}","monthly_cost_line":"Estimated monthly spending: Home {home} → {location} {target}","fire_line":"At a {swr}% safe withdrawal rate, your home-country FIRE number is {home}, compared to {target} in {location}.","footnote":"Cost-of-living comparison only. Does not include visas, taxes, or healthcare access.","summary":{"monthlyCost":{"title":"Monthly Cost"},"fireNumber":{"title":"FIRE Number","increase":"+{amount} higher","decrease":"-{amount} lower"},"portfolioFit":{"title":"Portfolio Fit","supportedSpend":"Supported spending","gap":"Gap"}},"categoryComparison":{"title":"Category Comparison","xAxisLabel":"Category","yAxisLabel":"Monthly Cost"},"fireNumberComparison":{"title":"FIRE Number Comparison","xAxisLabel":"Location","yAxisLabel":"FIRE Number"}},"TargetMode":{"label":"Target spending","estimated":"Estimated from location (recommended)","custom":"Custom budget (advanced)","help_estimated":"Calculated from your Home breakdown and selected location.","help_custom":"Custom values override the location estimate.","estimated_label":"Estimated","custom_label":"Custom"},"QuickConversion":{"title":"Quick conversion (optional)","adjustLabel":"Adjust home spending by","helper":"Apply a rough cost-of-living adjustment to estimate spending in the target location.","previewTemplate":"Effective home spending: {raw} → {effective}","reset":"Reset to 100%"},"Location":{"dropdownHelper":"Default multiplier estimates lifestyle-equivalent spending based on typical cost-of-living differences, not live exchange rates.","currentConversion":{"main":"Current cost estimate for this location: ~{percent}% of your home baseline","subtext":"Based on your current category mix (not a live exchange rate)."}},"CategoryDetails":{"expand":"View category details","collapse":"Hide category details","parity_template":"{location} is estimated to cost ~{percent}% of your current lifestyle.","parity_empty":"See how spending categories like food, housing, and utilities compare."},"calculatorDescription":{"heading":"About this calculator","subheading":"Estimate how moving abroad changes your cost of living and FIRE number using lifestyle-equivalent spending.","about":{"heading":"About this calculator","p1":"This calculator estimates how relocating to another country affects your cost of living and FIRE number by comparing lifestyle-equivalent spending across locations.","p2":"Instead of using raw exchange rates, it adjusts spending categories to maintain a similar standard of living, helping you understand how moving abroad could accelerate or delay financial independence."},"calculatorInputs":{"heading":"What each input means","items":{"totalMonthlySpending":{"label":"Total monthly spending – ","body":"Your current all-in monthly spending used to calculate your home FIRE number."},"safeWithdrawalRate":{"label":"Safe withdrawal rate (SWR) – ","body":"Percentage of your portfolio withdrawn annually in retirement."},"currentPortfolio":{"label":"Current portfolio – ","body":"Your invested assets used to compare against the calculated FIRE number."},"cashFlowBuffer":{"label":"Cash flow buffer – ","body":"Extra monthly margin for safety or unexpected expenses."},"targetLocation":{"label":"Target location – ","body":"Destination country or city for cost-

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